[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-607":3,"articles-for-recommend-607":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},607,"百信银行学历贷：大专学历（含）以上来，最高20万，做过交通学历，中邮学历的继续来，好批！","\u003Cp>\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FRFYkHXAsEQ.png\" alt=\"image.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FRFYkHXAsEQ.png\" width=\"\" height=\"\" style=\"\"\u002F>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">注意啦！学历贷新产品来了，做过交通学历贷的，继续来做百信银行学历贷，只需要大专学历（含）以上即可！\u003C\u002Fp>\u003Cp style=\"text-align: left;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">产品介绍：\u003C\u002Fp>\u003Cp style=\"text-align: left;\">额度：最高20万\u003C\u002Fp>\u003Cp style=\"text-align: left;\">期限：单笔借款最长36期利息：年化利率6%起（最长30天免息）\u003C\u002Fp>\u003Cp style=\"text-align: left;\">还款：先息后本，等额本息，随借随还\u003C\u002Fp>\u003Cp style=\"text-align: left;\">提还：提前还款无违约金\u003C\u002Fp>\u003Cp style=\"text-align: left;\">区域：全国\u003C\u002Fp>\u003Cp style=\"text-align: left;\">方式：线上申请，线上审批，线上放款，可放款到其他银行卡比如四大行一类卡\u003C\u002Fp>\u003Cp style=\"text-align: left;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">准入要求：\u003C\u002Fp>\u003Cp style=\"text-align: left;\">1、年龄：22-31岁（实测超龄也能申请）\u003C\u002Fp>\u003Cp style=\"text-align: left;\">2、手机实名在网时长6个月\u003C\u002Fp>\u003Cp style=\"text-align: left;\">3、全日制专科及以上学历（已毕业，国外大学暂不准入）\u003C\u002Fp>\u003Cp style=\"text-align: left;\">4、已婚可单签\u003C\u002Fp>\u003Cp style=\"text-align: left;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">征信要求：\u003C\u002Fp>\u003Cp style=\"text-align: left;\">1、近1个月贷款+信用卡审批查询机构数≤4，近3个月贷款+信用卡审批查询机构数≤6\u003C\u002Fp>\u003Cp style=\"text-align: left;\">2、无当前逾期，无连三累六，历史无严重逾期\u003C\u002Fp>\u003Cp style=\"text-align: left;\">3、白户禁入，总负债无明确要求\u003C\u002Fp>\u003Cp style=\"text-align: left;\">4、征信五级分类正常，无呆账、坏账、止付、冻结、核销等状态\u003C\u002Fp>\u003Cp style=\"text-align: left;\">5、申请人无公开被执行、当前无涉案涉诉、无失信等记录\u003C\u002Fp>\u003Cp style=\"text-align: left;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">精准客群：\u003C\u002Fp>\u003Cp style=\"text-align: left;\">1、身份证出生日期在19950901-20031231范围内的学历客群\u003C\u002Fp>\u003Cp style=\"text-align: left;\">2、白领客群\u002F二战考研客群\u002F考编客群\u003C\u002Fp>\u003Cp style=\"text-align: left;\">3、一二线城市（学历人群浓度高）\u003C\u002Fp>\u003Cp style=\"text-align: left;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">申请流程：\u003C\u002Fp>\u003Cp style=\"text-align: left;\">报备信息与客服—获取申请通道—提交信息—审批放款\u003C\u002Fp>\u003Cp style=\"text-align: left;\">（目前放款有30天免息券可用）\u003C\u002Fp>","百信银行学历贷","2025-07-30 16:07:12","易企胜","",383,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776873734448]