[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-289":3,"articles-for-recommend-289":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},289,"【揭秘】牢记这4个雨商贷审核要点，80%客户都可以批出来额度！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cstrong style=\"font-family: Calibri;\">\u003Cspan style=\"letter-spacing: 0px; font-family: 微软雅黑;\">注意啦！这是失败了N多客户的实战经验！\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0); letter-spacing: 0px; font-size: 16px;\">雨商贷想要稳批，有4个要点一定要注意，分别是行业偏好、环比下滑、卡点查询机构、开票额度偏好！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">基本信息要明确：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">①25~60周岁的企业法人，或20%以上占股大股东可申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"letter-spacing: 0px; font-family: 微软雅黑; font-size: 16px;\">②个体户和小微均可申请，限制法人户籍新疆、西藏、青海、内蒙\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">③注册满2年以上，非重大逾期均可\u003Cspan style=\"letter-spacing: 0px; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">（实话，不是2不是3就来做）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: normal;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cspan style=\"letter-spacing: 0px; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231220\u002F6cc86d75db7d6f1e7233f745b6bb3faa.png\" title=\"6cc86d75db7d6f1e7233f745b6bb3faa.png\" alt=\"6cc86d75db7d6f1e7233f745b6bb3faa.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px;\">四大要点再分析：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; color: rgb(255, 0, 0); font-size: 16px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; color: rgb(255, 0, 0); font-size: 16px;\">环比下滑：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: medium; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">①有效开票月数＞8个月；\u003Cspan style=\"letter-spacing: 0px; color: rgb(255, 0, 0);\"> 下滑6个月环比50% \u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; text-align: justify; font-family: Calibri; font-size: medium; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②最晚开票日期距今期限（申请日期-最晚开票日期）＜60天 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; text-align: justify; font-family: Calibri; font-size: medium; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">③当前欠税金额＜3000 元；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; color: rgb(255, 0, 0); font-size: 16px;\">卡点查询数：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 4px; margin-bottom: 4px; white-space: normal; font-family: Calibri; font-size: medium; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"font-family: 微软雅黑; color: rgb(51, 51, 51); letter-spacing: 0px;\">①近 360 天有\u003C\u002Fspan>\u003Cspan style=\"color: rgb(255, 0, 0); letter-spacing: 0px; font-family: 微软雅黑;\">查询无放款\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51); letter-spacing: 0px; font-family: 微软雅黑;\">机构数≤17 家\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 4px; margin-bottom: 4px; white-space: normal; font-family: Calibri; font-size: medium; line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51); letter-spacing: 0px; font-family: 微软雅黑; font-size: 16px;\">②贷后比如微众、建行那种资信审查无需计算\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-family: 微软雅黑; letter-spacing: 0px;\">开票额度偏好：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0); letter-spacing: 0px; font-size: 16px;\">①年开票稳定在800万元以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②与国央企、上市公司、知名企业有开票记录，额度根据基本画像的情况一般在年开票的3%-8%区间（如下游较优质，额度可以最高实现翻倍）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">行业偏好：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"letter-spacing: 0px; font-size: 16px; font-family: 微软雅黑;\">①比较喜欢专业设备、通用设备制造、科研技术信息服务业、快消品类、建筑工程等\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②其他行业不是不行，除了禁入行业都可以申请，但这类偏好行业至少提额20%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231220\u002F26a60b85f55f2aa4c9f7c3a0bd26228c.png\" title=\"26a60b85f55f2aa4c9f7c3a0bd26228c.png\" alt=\"26a60b85f55f2aa4c9f7c3a0bd26228c.png\"\u002F>\u003C\u002Fp>","#雨商贷","2025-07-10 18:15:26","易企胜","",133,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776873737518]