[{"data":1,"prerenderedAt":73},["ShallowReactive",2],{"article-282":3,"articles-for-recommend-282":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},282,"【破解黑科技】500万工行商户贷放水，查询半年25次也能批！","\u003Cp>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 18px;\">\u003C\u002Fspan>最近工商银行的经营快贷很火！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">朋友圈到处都是额度图！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">原本是\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">只有收款码流水才能做的商户贷！\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">突然火起来，是因为\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">追加了另一个授信维度\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">，那就是微信和支付宝的收款流水\u003C\u002Fspan>！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">这次升级增加了微信和支付宝的收款数据！可以简单理解为受众客群更加广泛了，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">没有银联收款的商户也可以申请了\u003C\u002Fspan>！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231228\u002F403e5e95c993df661c74b9223f3d33e0.png\" title=\"403e5e95c993df661c74b9223f3d33e0.png\" alt=\"403e5e95c993df661c74b9223f3d33e0.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">工行经营快贷要求如下：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">期限：最长12期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">额度：最高500万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">利息：年化3.45%起\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">年龄要求：18—65周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">还款方式：先息后本，随借随还\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">准备资料：身份证原件正反面照片、本人工商银行卡、营业执照、实名手机号\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">特别备注：\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">在选择贷款服务行时候，选择你熟悉的网点或者开户行\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">放款地区：全国(有工行网点地区)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">流水要求：\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cspan style=\"font-family: 微软雅黑;\">目前仅支持收款码流水，取消了支付宝和微信的\u003C\u002Fspan>\u003Cstrong style=\"font-family: 微软雅黑; white-space: normal;\">接口\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cstrong style=\"font-family: 微软雅黑; white-space: normal;\">\u003C\u002Fstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">满足以下条件：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.小微法人\u002F个体户，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">近1年无变更\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.经营满12个月以上，且经营正常，注册资本无需求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 19px;\">\u003Cspan style=\"font-size: 16px; font-family: 微软雅黑;\">3.申请人名下有工行或他行银联收款码，且流水稳定，月均不低于1万元\u003C\u002Fspan>\u003Cbr\u002F>\u003Cspan style=\"letter-spacing: 0px; font-size: 16px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">征信要求：\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.无当逾，近1年无逾，2年内无2次逾\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.征信无异常状态，不可为次级、可疑、损失\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.申请人近6个月查询次数不得超过15次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">产品看重小贷，客户有网贷未结或者小贷申请频繁的\u003C\u002Fspan>不用再试了\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 19px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231228\u002Fd3abb46ae88eaa11ca1cc122d6990a22.png\" title=\"d3abb46ae88eaa11ca1cc122d6990a22.png\" alt=\"d3abb46ae88eaa11ca1cc122d6990a22.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 19px;\">\u003Cspan style=\"letter-spacing: 0px; font-size: 16px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 19px;\">\u003Cspan style=\"letter-spacing: 0px; font-size: 16px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">申请流程：\u003C\u002Fspan>\u003Cbr\u002F>\u003Cspan style=\"font-size: 16px; font-family: 微软雅黑;\">1.登录个人手机银行，依次点击“贷款—普惠贷—经营快贷-经营快贷—立即申请\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.点击“经营快贷”，进入产品介绍页面，点击“立即申请”，进行“信息填写”，完成后点击“提交”，阅读基础信息查询和使用授权书，并进行短信验证\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231228\u002F703dc0cf746d01b5b2f914e902b8a42e.png\" title=\"703dc0cf746d01b5b2f914e902b8a42e.png\" alt=\"703dc0cf746d01b5b2f914e902b8a42e.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231228\u002Fea128987525dd4b5b1b17a8471bcd360.png\" title=\"ea128987525dd4b5b1b17a8471bcd360.png\" alt=\"ea128987525dd4b5b1b17a8471bcd360.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231228\u002Fa694f29a3423aa68dfa719a998b38090.png\" title=\"a694f29a3423aa68dfa719a998b38090.png\" alt=\"a694f29a3423aa68dfa719a998b38090.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231228\u002Fd3da427758d5409288f49b525376b70d.png\" title=\"d3da427758d5409288f49b525376b70d.png\" alt=\"d3da427758d5409288f49b525376b70d.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; font-family: Calibri; font-size: 14px; line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">大量实操，总结批核经验：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>","#商户贷 #经营快贷 #工商银行","2025-07-10 18:15:26","易企胜","",143,2,{"code":4,"message":5,"data":17,"meta":69},[18,24,29,34,39,44,49,54,59,64],{"id":19,"title":20,"cover_img":21,"is_pay":22,"create_time":23},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png",1,"2026-04-16 09:46:33",{"id":25,"title":26,"cover_img":27,"is_pay":22,"create_time":28},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":30,"title":31,"cover_img":32,"is_pay":22,"create_time":33},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":35,"title":36,"cover_img":37,"is_pay":22,"create_time":38},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":40,"title":41,"cover_img":42,"is_pay":22,"create_time":43},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":45,"title":46,"cover_img":47,"is_pay":22,"create_time":48},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":50,"title":51,"cover_img":52,"is_pay":22,"create_time":53},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":55,"title":56,"cover_img":57,"is_pay":22,"create_time":58},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":60,"title":61,"cover_img":62,"is_pay":22,"create_time":63},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":65,"title":66,"cover_img":67,"is_pay":22,"create_time":68},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":70,"per_page":71,"current_page":22,"last_page":72},665,10,67,1776873737464]