[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-227":3,"articles-for-recommend-227":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},227,"【全网独家】建行惠懂你最新100问！限时免费放送！","\u003Cp style=\"text-align: center;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cstrong style=\"font-family: Calibri; font-size: 23px; text-align: center;\">\u003Cspan style=\"font-size: 24px; font-family: 微软雅黑;\">建行惠懂你100问\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">代码类\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">一、错误码\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">YBLA0672X207 不符合我行内控规则，合规性审查不通过，这是什么情况？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：联系客户经理通过“风险管理-反欺诈”菜单查询情况。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 35, 40); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">（1）建行惠懂你\u003Cspan style=\"letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">X207\u003C\u002Fspan>问题\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(25, 25, 25); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">1、首先最直接的办法就是向上面写申请函申请解除风控，但是最好是行内有人\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(25, 25, 25); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">2、找客户经理买理财产品，在办理质押快贷时会提示风控，剩下的交给客户经理解决\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(25, 25, 25); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">3、如果有开对公，走几笔流水再去银行对账即可。没有开对公户的，去开对公户，法人再办一张一类卡即可\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(25, 25, 25); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">4、在有对公户的前提下，用新手机注册惠懂你，绑定申请企业但不要有任何操作。然后回去主管盾删除授权，再注销惠懂你。然后主管盾授权回去，用原手机重新注册即可。未授权的情况下不需要删除，不必考虑这个操作。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 35, 40); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">（2）惠懂你\u003Cspan style=\"letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">X207\u003C\u002Fspan>详细操作\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(25, 25, 25); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">大部分出现207的客户是因为客户的对公没有在正常使用而触发了系统风控，基于这个逻辑，尝试以下方法解决：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 19px; color: rgb(255, 0, 0);\">（因解决方法较多，篇幅过大，请下载完整版查看）\u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">二、\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">错误码\u003C\u002Fspan>YBLA0672X018，不符合小微快贷条件，这是什么情况？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：客户存在逾期\u002F查询较多或者欠税，逾期或查询多就3个月后在做，如果欠税需要补上在做\u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">三、您\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">不符合\u003C\u002Fspan>小微企业快贷办理条件，参考代码：YBLA0201X032。这是什么情况？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：这是所属部门不符合的情况，所属部门不符是指所属经营范围不符，这个要去银行里调整部门及所属经营范围才可以。 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑;font-size: 19px\"> \u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">四、\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">未能处理\u003C\u002Fspan>您的请求，请稍后再试！错误代码：YDBF300400AM\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：建行系统出现问题或者网络出现问题，稍后再重新尝试 \u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">五、该账户为只收不付账户,流水号：27122799772 这是什么情况？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：账户问题，去银行线下网点重新开个对公户，或者在惠懂你线上对账\u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">六、做\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">善担贷\u003C\u002Fspan>增额的时候出现这个问题，暂不符合该项贷款申请条件，错误代码YBLA0672NF12。这是什么情况？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：负债超了\u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">七、您的账户在\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">多台手机\u003C\u002Fspan>登录的数量超限，参考代码200100，这是什么情况？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：客户账户问题，先注销原账户，换个手机号注册，让法人实名，然后再添加企业。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>。\u003C\u002Fp>\u003Cp>。\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">二十四、如果\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑; color: rgb(255, 0, 0);\">个体户\u003C\u002Fspan>没有建行对公户，还需要惠懂你授权企业么\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">答：不需要的，直接申请产品或者测额即可\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>。\u003C\u002Fp>\u003Cp>。\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">三十七、建行惠懂你之企业创建失败的处理办法\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230922\u002F36f17b36b753473bf8dd6684b4230083.png\" title=\"36f17b36b753473bf8dd6684b4230083.png\" alt=\"36f17b36b753473bf8dd6684b4230083.png\" width=\"646\" height=\"401\"\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">创建企业失败需要找客户经理登陆\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">外数慧查。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">外数慧查反馈更新股东或法人身份信息(通过外数慧查-我的-提交反馈-工商数据，在问题描述中填入需维护法人或股东的姓名身份证号)更新下信息。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230922\u002F311a9c64f9aa8d542ac709489de78251.png\" title=\"311a9c64f9aa8d542ac709489de78251.png\" alt=\"311a9c64f9aa8d542ac709489de78251.png\" width=\"649\" height=\"1039\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"color: rgb(217, 115, 13); letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">四十三、\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">建档前期步骤:\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">1、下载惠懂你APP\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">2、注册--手机号(绑定银联收款码手机号)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">3、实名认证--人脸识别\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">4、安全中心--设置交易密码\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">5、我的企业-创建企业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";text-align: justify;font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 19px; font-family: 微软雅黑;\">以上步骤操作好退出惠懂你\u003C\u002Fspan>\u003C\u002Fp>\u003Ch3 style=\"margin-top: 23px;margin-bottom: 11px;break-after: avoid;font-family: Calibri;font-size: 15px;white-space: normal\">\u003Cstrong>\u003Cspan style=\"letter-spacing: 0px; font-size: 19px; font-family: 微软雅黑;\">四十四、全国建档所需资料：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\"text-align: justify; white-space: normal;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 19px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; white-space: normal;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 19px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; white-space: normal;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 19px; color: rgb(255, 0, 0);\">由于篇幅问题，更多建行惠懂你100问已打包，点击下载即可：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 24px;\">链接: \u003Ca href=\"https:\u002F\u002Fpan.baidu.com\u002Fs\u002F1vgQzu5xYWl0ujHCZm7g15g?pwd=9udb\" target=\"_self\">https:\u002F\u002Fpan.baidu.com\u002Fs\u002F1vgQzu5xYWl0ujHCZm7g15g?pwd=9udb\u003C\u002Fa> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-size: 24px;\">提取码: \u003Cstrong>\u003Cspan style=\"font-size: 24px; color: rgb(84, 141, 212);\">9udb\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>","#建行惠懂你 #建设银行 #惠懂你 ","2025-07-10 18:15:07","易企胜","",149,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776873736209]