[{"data":1,"prerenderedAt":69},["ShallowReactive",2],{"article-1095":3,"articles-for-recommend-1095":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},1095,"惠懂你暂不符合怎么解决？10个常见原因及自查方法","\u003Cp style=\"text-align: center;\">\u003Cspan style=\"font-size: 18pt; font-family: 宋体;\">\u003Cstrong>惠懂你暂不符合怎么解决？10个常见原因及自查方法\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">一、\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">035\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 定义：分行特色底线规则\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 自查：存量商户云贷频繁提额\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：结清小金额，等一个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">二、个人征信逾期类（连\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">累\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">6\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 定义：近两年连续\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">个月或累计\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">6\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">次逾期（含短期）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 自查：拉详版征信\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：逾期满\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">2\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">年后再申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">三、\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">RSD \u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">司法案件\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">执行类\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 自查：查未结案诉讼；中国执行信息公开网查个人\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">企业执行信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：结案\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">撤诉→履行义务→解除执行→开结案证明→等系统更新，司法案件等\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">1\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">周，执行类等征信\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">法院更新\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">四、\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">207 - 171\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">反欺诈名单类\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 表现：曾有额度现无、提示从“联系客户经理”变无提示（\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">207\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">转\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">171\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：联系客户经理查因解除，再申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">五、五级分类异常类\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 要求：仅正常类符合（正常\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">>\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">关注\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">>\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">次级\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">>\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">可疑\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">>\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">损失）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 自查：建行企业网银\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">网点查企业征信\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：“关注类”联系银行核实，佐证移除标注\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">六、五要素缺失\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">不一致类\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 五要素：企业名称、法人信息、注册地址、注册资本、经营范围\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 自查：核对建行建档信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：联系客户经理修正补充\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">七、行业\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">规模不符类（美容美发，家政等）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 行业：禁入房地产开发、金融证券等，需工商变更经营范围\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">+\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">建行更新；后台部门若为“资金结算部”改“小企业业务部”\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 规模：仅限小微企业，建档错误联系客户经理改标注\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">(\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">中大型改小微型\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">八、刑事判决执行类\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 涵盖：近\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">年酒驾、服刑、拒履行法院判决等\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：结案证明满\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">年再申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">九、建行内控名单类（\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">029\u002F014\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 自查：对照错误代码，联系客户经理查触发因素\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">• 处理：针对性解决后申请移除内控名单\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">快速排查步骤\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">1. \u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">先查当前逾期与连\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">累\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">6\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">，最常见\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">2. \u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">再查司法\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">执行案件，是否有未结\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">\u002F\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">未履行\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">3. \u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">核对企业五要素、行业、规模是否合规\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">4. \u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">出现\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">207\u002F171\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">等代码，立即联系客户经理\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">5. \u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">五级分类异常、内控名单，同步跟进处理\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">十、解除\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: Calibri;\">207\u003C\u002Fspan>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">后的又暂不符合\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 10.5pt; font-family: 宋体;\">公司做了更名，当前公司名字解除了所有内控，老的公司名字在系统还是内控，提供了之前的营业执照，解除之前执照名字内控就可以\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FQQpDBtfrN7.png\" alt=\"image.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FQQpDBtfrN7.png\" width=\"\" height=\"\" style=\"width: 344.97px;height: 483.92px;\"\u002F>\u003C\u002Fp>","建设银行\n建行惠懂你\n惠懂你","2026-06-17 17:46:05","易企胜","",102,1,{"code":4,"message":5,"data":17,"meta":65},[18,20,25,30,35,40,45,50,55,60],{"id":7,"title":8,"cover_img":19,"is_pay":15,"create_time":11},"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FTFsPEMTEyb.png",{"id":21,"title":22,"cover_img":23,"is_pay":15,"create_time":24},1094,"税贷上新-平安普惠【优税贷】企业经营贷，最高150万，真实经营满1年，纯线上审批放款！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FjZnQK6yZRb.jpg","2026-06-06 15:06:06",{"id":26,"title":27,"cover_img":28,"is_pay":15,"create_time":29},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":31,"title":32,"cover_img":33,"is_pay":15,"create_time":34},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":36,"title":37,"cover_img":38,"is_pay":15,"create_time":39},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":41,"title":42,"cover_img":43,"is_pay":15,"create_time":44},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":46,"title":47,"cover_img":48,"is_pay":15,"create_time":49},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"id":51,"title":52,"cover_img":53,"is_pay":15,"create_time":54},1052,"2026首推爆品：远东设备信用贷，8大优势横扫助贷市场！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FKRH87Rky66.jpeg","2026-02-25 16:10:28",{"id":56,"title":57,"cover_img":58,"is_pay":15,"create_time":59},1048,"2026线上融资风口！远东租赁凭什么火出圈？中小微企业主和助贷同行必看！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNwQFsbCdh6.jpg","2026-02-09 12:16:34",{"id":61,"title":62,"cover_img":63,"is_pay":15,"create_time":64},1047,"惠懂你通宵操作！0票0税0银联流水也能批，朋友圈已刷屏！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Fk5h8kJAQNC.jpg","2026-02-07 15:46:53",{"total":66,"per_page":67,"current_page":15,"last_page":68},670,10,67,1781712136297]