[{"data":1,"prerenderedAt":69},["ShallowReactive",2],{"article-1073":3,"articles-for-recommend-1073":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">做个贷的老铁们，百信学历贷又更新条件了，除了高学历人群，工薪社保一族也能申请啦，换句话说，你有工作没学历也能出额度！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">现在的情况是百信学历贷有2个申请通道：\u003C\u002Fspan>\u003C\u002Fp>\u003Cblockquote style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">高学历通道：\u003C\u002Fspan>\u003C\u002Fblockquote>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">① 年龄限制22-30周岁，全日制本科及以上，学信网可查结业即可，这个利率要低一些，确实存在5.8-8%区间利率，额度以评估为准，目前已有10万以上批款案例；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">② 申请人手机号实名且在网大于6个月，征信当前无逾期，近3个月查询建议不超8次；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">③ 加分项是985\u002F211院校毕业，有社保公积金缴纳记录，有稳定的工作单位，信用卡使用率低于50%。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FWwBA22MESK.png\" alt=\"QQ20260425-100502@2x.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FWwBA22MESK.png\" width=\"\" height=\"\" style=\"\">\u003C\u002Fp>\u003Cblockquote style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">上班族通道：\u003C\u002Fspan>\u003C\u002Fblockquote>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">① 年龄限制18-55周岁，学历不限，有个税\u002F社保记录，当然额度和利率肯定是比高学历客群要高的，毕竟非特定资质；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">② 申请人手机号实名且在网大于6个月，征信当前无逾期，近3个月查询建议不超8次。\u003C\u002Fspan>\u003C\u002Fp>\u003Cblockquote style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">常见被拒原因：\u003C\u002Fspan>\u003C\u002Fblockquote>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">征信当前有逾期、近3月查询超8次、负债率过高、有被执行或失信记录、工作单位为高风险行业、手机号实名不满6个月、学历信息无法在学信网核实等。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"background-color: rgb(252, 251, 207); font-size: 16px;\">温馨提示：更具体信息以官方页面为准，本文仅作为产品交流参考。\u003C\u002Fspan>\u003C\u002Fp>","百信学历贷","2026-04-25 10:23:48","易企胜","",102,1,{"code":4,"message":5,"data":17,"meta":65},[18,20,25,30,35,40,45,50,55,60],{"id":7,"title":8,"cover_img":19,"is_pay":15,"create_time":11},"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png",{"id":21,"title":22,"cover_img":23,"is_pay":15,"create_time":24},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":26,"title":27,"cover_img":28,"is_pay":15,"create_time":29},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":31,"title":32,"cover_img":33,"is_pay":15,"create_time":34},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":36,"title":37,"cover_img":38,"is_pay":15,"create_time":39},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":41,"title":42,"cover_img":43,"is_pay":15,"create_time":44},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":46,"title":47,"cover_img":48,"is_pay":15,"create_time":49},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":51,"title":52,"cover_img":53,"is_pay":15,"create_time":54},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":56,"title":57,"cover_img":58,"is_pay":15,"create_time":59},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":61,"title":62,"cover_img":63,"is_pay":15,"create_time":64},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"total":66,"per_page":67,"current_page":15,"last_page":68},666,10,67,1777084468864]