[{"data":1,"prerenderedAt":69},["ShallowReactive",2],{"article-1054":3,"articles-for-recommend-1054":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">今天聊聊\u003C\u002Fspan>\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">傻瓜式产品—微众银行微业贷\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">，这个产品普及率是非常高的，也没有那么多歪歪绕绕，但是依然有很多同行对细节不了解，今天老猫简单同步下！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cbr>\u003C\u002Fp>\u003Cblockquote style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">微业贷的优势有哪些？\u003C\u002Fspan>\u003C\u002Fblockquote>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">该说不说，飙升最高2000万额度，先息从3期到12期，授信维度普及上下游，多资方放款，包括最喜人的双批双放模式，有条件的客户不做微业贷真的亏死了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">特别是双批双放，有图为证，多50万不好吗？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSGsZEm6ewp.png\" alt=\"微信图片_20260305114339_31_23.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSGsZEm6ewp.png\" width=\"\" height=\"\" style=\"\">\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>做过微业贷的略过这一段，没做过的认真品品！\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">企业版收单客群：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">1.法人申请不要求持股，也不要求变更时长，但税务工商一定要变更完成，包括实名手机号认真检查是否在税局更新过；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">2.年龄标准的20-60周岁，不多也不能少，企业成立18个月，个体户成立12个月，要有纳税记录，当然免税企业也是可以做的；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">3.纳税评级非D级就OK，浙江非CD级。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">个人版收单客群：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">标准年龄22-60周岁，持股10%股东可以做个人版微众，如果法人资质不行，股东就是全家最有希望的崽儿，当然变更时长要满1年的。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">好吧，聊聊申请细节，如图所示，不传真的影响啥吗？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FY4C52Smmam.png\" alt=\"微信图片_2026-03-05_142549_410.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FY4C52Smmam.png\" width=\"\" height=\"\" style=\"\">\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">也许会影响额度和利率，因为有核企的不是适配科创、供货就是适配订货啥的，适配到的额度会提，利率会稍低，但是你这个企业本身就没有核企，那就该批批，该拒拒，什么都不影响！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cbr>\u003C\u002Fp>\u003Cblockquote style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">说点资料吧：\u003C\u002Fspan>\u003C\u002Fblockquote>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">没干过微众的，刚转企业贷的可能会问，微业贷要不要很多资料，提前让客户准备啥呀？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">也没啥好说的，翻来覆去都是线上产品，除了跟个人信贷一样的身份证、银行卡、实名手机号，无非多个营业执照+税局账密信息+对公户信息。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cbr>\u003C\u002Fp>\u003Cblockquote style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">申请流程？\u003C\u002Fspan>\u003C\u002Fblockquote>\u003Cp style=\"text-align: justify; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">讲真，有人可能不信，申请期间的个人认证还是老一套，就多了企业认证，税务授权，其实基本上都是按提示让你输入信息，一步一步的来，就是个傻瓜式操作，不信你找我拿码申请试试。\u003C\u002Fspan>\u003C\u002Fp>","微众银行 微业贷 微众个人版  微业贷个人版 ","2026-03-05 14:56:43","易企胜","",709,1,{"code":4,"message":5,"data":17,"meta":65},[18,23,28,33,38,43,48,53,58,60],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":7,"title":8,"cover_img":59,"is_pay":15,"create_time":11},"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png",{"id":61,"title":62,"cover_img":63,"is_pay":15,"create_time":64},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":66,"per_page":67,"current_page":15,"last_page":68},665,10,67,1776829683965]